Societe Generale Insurance: Expansion of a solid and innovative bancassurer

INCREASE IN RESULTS AND FINANCIAL RESERVES TO CONTINUE DEVELOPING
- Continued growth momentum in all business segments.
- Outstandings in Savings Life Insurance rose by 4% to EUR 98bn and the share of unit-linked
funds in outstandings grew to 23% (+2 pts).
- Increase of 10%* in Protection premiums.
- The cost-to-income ratio improved to 38.4% (-1.2 pts).
- The Insurance business line’s contribution to Societe Generale Group's net income rose by
10%* to EUR 368m.
- Societe Generale Insurance’s financial ratio reserves improved significantly to 4.1%.

 ACCELERATION OF MULTIDISTRIBUTION
- Acquisition of Antarius which strengthens Societe Generale Insurance’s integrated
bancassurance model and Group synergies.
- Expansion of the distribution model to include innovative external partnerships.