Finance - To be a responsible investor and a contributor to the real economy
As a committed and forward-looking investor, our ambition is to channel our investments into financing the real economy and accelerating the ecological transition – delivering tangible solutions to society’s long-term challenges.
We are convinced that sustainable performance is based on a balance between economic growth, social impact, and respect for the environment. To this end, in line with Societe Generale group’s commitments and Paris Agreement initiatives, we have set clear, public targets to combat climate change, protect biodiversity, and achieve carbon neutrality across our investment portfolio by 2050.
Faced with today’s climate challenges, we have stepped up our commitment by channeling an increasing share of our investments toward sustainable solutions. By the end of 2024, we had multiplied our climate-oriented by 2.6 compared to 2020 – exceeding our 2020–2025 target and made a new commitment to triple assets under management by the end of 2029. That same year, we deepened our action for biodiversity with dedicated investments totaling 140 million euros.
We apply strict environmental criteria to reduce the greenhouse gas emissions linked to our investment activities. At the end of 2024, we exceeded our target of reducing our carbon footprint by -30% by 2025 and set a new target of -65% by end-2029.
Sustainability risks are fully integrated into our investment policy through the application of robust Environmental, Social and Governance (ESG) criteria in all decision-making processes and we are strengthening our ambition to become “CSR by Design” by placing Corporate Social Responsibility at the core of our daily activities. Engaging in dialogue with the companies in which we invest is an integral part of our strategy — encouraging them to accelerate their transition to a more sustainable, inclusive, and low-carbon economy.
In our real estate investments, we prioritise high energy-performing assets, applying rigorous environmental standards from project design to building management. As of end-2024, our certified real estate portfolio was valued at 3.2 billion euros.
Through these commitments, we reaffirm our role as a responsible investor — convinced that finance can be a powerful driver of positive transformation.