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Our Strategy

Working in synergy with all the retail banking, private banking and financial services business lines, Societe Generale Assurances is at the heart of Societe Generale Group's development strategy. We continue to expand our distribution model through development of external partnerships. We offer a full range of products and services to meet the needs of personal, business and corporate customers in Savings Life Insurance, Retirement Savings and Personal Protection.

As the trusted partner of our customers, we combine financial strength with dynamic innovation and a sustainable development strategy driven by the expertise and commitment of our 2,900 employees.

SOCIETE GENERALE ASSURANCES, A DIVERSITY OF GROWTH DRIVERS

 

 

 

 

 

 

 

 



Societe Generale Assurances changed in 2019, not only for its customers, but also for its future.
Chairman Philippe Heim and Chief Executive Officer Philippe Perret give us their perspectives on a year in which the segment of Societe Generale Group accelerated its transformation, and look forward to the major challenges that lie ahead.

Find Philippe Heim and Philippe Perret interview by clicking here
 

OUR TWO COMPLEMENTARY STRATEGIC PRIORITIES


Societe Generale Assurances is  leveraging on the performance of its integrated bancassurance model combining the efficiency of digital and the expertise of the advisor to continue its growth dynamic and to gain market share.
Making insurance services an integral part of the bank is something that Group customers really appreciate, and which promotes their loyalty as well as generating revenue and synergies for the networks. Societe Generale Assurances business model is based on a very high frequency of contacts through in-branch within retail and private banking networks, phone contact with advisors of Customer Relation Centers, and through digital media such as banking websites and mobile  applications.

In order to respond to the evolution of habits and new market standards, the Insurance business has positioned the client at the center of its strategic thinking. We are thus investing in full online and 24/7 subscription and contracts management journeys in order to offer a customer experience focused on simplicity and instantaneity. Societe Generale Assurances makes its expertise available to the Group's distribution networks, to continuously develop its product and services ranges and be there for its clients when it matters.

To find out more, discover Societe Generale Assurances 2019 activity report

To boost its partnership activity in savings life insurance, Societe Generale Assurances can rely on two flagship franchises: Oradéa Vie in France, and Sogelife in Luxembourg, which meet the expectations of demanding customers with innovative offers distributed through leading platforms of independent wealth management advisers (CGPI) and private banks.

In protection, Societe Generale Assurances already has strong partnerships in place and continues to generate dynamic growth in personal protection and property and casualty insurances with internal and external partners of Societe Generale group, in particular in fleet insurance.

To find out more, discover Societe Generale Assurances 2019 activity report